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Allen Harmon Mason Selinger Insurance Agency Blog Page 6

View the latest blog posts from Allen Harmon Mason Selinger Insurance Agency.

What happens when you reach your liability coverage limits on your home insurance policy? You become personally responsible for the balance remaining after a claim has exceeded policy limits. If you are a homeowner, you may be forced to sell in order to satisfy any outstanding amounts you are liable for after insurance pays for a claim. READ MORE >>

Whether you are delivering pizzas or penguins, it is important to make sure you have adequate insurance coverage. Here are three facts you need to know about deliveries and insurance. #1: Your Personal Auto Insurance Policy May Not Cover Damage to Your Vehicle READ MORE >>

When you purchase car insurance, understanding what is included in your policy is very important. Having the right information can help you determine whether or not you have enough coverage to protect you in the event of an accident. READ MORE >>

When most people think of life insurance, they think about the death benefit. The death benefit provides their beneficiaries with a lump sum payment following the death of the insured. However, whole and universal life insurance policies offer owners features they can benefit from now while they are alive. READ MORE >>

After plenty of bad publicity for unhealthy food products and their effects on the human body, many Americans are trying to make healthier lifestyle choices. Healthcare professionals and nutritionists are quick to recommend both a healthy diet and an exercise routine. READ MORE >>

Weather-related damage, accidents and injuries on your property are all reasons to file a claim on your homeowner’s insurance. When you file a qualifying claim, your insurance provider presents you with an indemnity check to repair or rebuild your home. READ MORE >>

Approximately 42 million Americans are classified as independent contractors, freelancers or self-employed. That’s around one in three. By 2020, estimates are that at least half of the population could be working for themselves. There are many reasons why people have turned to this work model, including flexibility and healthcare portability. READ MORE >>

If you're going to operate a car, most states require that you have car insurance. In some, the state will even tell you what type and how much insurance you should have. There are two main types of car insurance: liability and comprehensive. READ MORE >>

So you're a single person living alone. You have no dependents. You certainly don't need life insurance, right? Wrong. The fact of the matter is that life insurance can be beneficial to people who are single and have no children. READ MORE >>

It's gotten to the point in winter where you either go crazy from being cooped up indoors or you go out and embrace the weather. You might be headed to the slopes, strapping on some snowshoes, ice skating or just shoveling the driveway, but it's a good idea to keep some of these safety tips in mind to stay in good health. READ MORE >>

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