Most insurance companies are pretty good at covering your automobile; however, insurance companies excel at separating you from your money. Television airwaves are filled with Battle Creek auto insurance offers providing “Better Car Replacement” and new car replacement. It’s important for consumers to know, that purchasing these policies, significantly add to insurance costs. Better Car Insurance Only one insurance company is currently offering “Better Car Replacement&r...

Whether a vehicle is for business or personal use, specific needs for Battle Creek auto insurance will change based on how much the vehicle is driven. Businesses that are limiting the use of a company vehicle, or drivers who are parking a household vehicle in the garage, can take advantage of some easy insurance changes to lower the cost of keeping a less active car or truck insured. One of the first things that drivers should think about with garaged or retired vehicles is the possibility of c...

Is it possible to pay too little for Battle Creek auto insurance? Though getting cheap auto insurance is often a very good thing, it is possible to choose a policy that doesnt provide enough for your needs. The last thing most vehicle owners want to do is to have a policy, they pay into, that cant cover their needs in a claim situation.  Are you paying too much or too little for car insurance? The Average Cost of Auto Insurance According to the National Association of Insurance Commissio...

If you drive, you probably own a car, which means you are required by law in most places to carry auto insurance to prove financial responsibility. You likely are aware of the factors used to calculate your insurance rate: the type of car you drive, your driving record, how often you drive, your age, how long youve been driving and where you live. But did you know that in many places the type of job you do is also one of the criteria used to determine your auto insurance rate? Many people f...

If you dont own a vehicle, and you dont drive vehicles owned by other people, you wont need an Battle Creek auto insurance policy. However, you should protect yourself if you are ever likely to drive someone elses car.  If you ever drive the car of a friend or family member, youre going to need to be insured before you set off out on the road. In such situations you may be insured under the policy of the owner. However, this insurance is likely to provide only minimal liability coverage. I...

Have you ever dreamed of packing your worldly possessions into the car and embarking on a road trip across the great landmass that is the USA? Clark Griswold and his family took to the road in the hit movie "National Lampoons Vacation," and although you may be in search of a less eventful vacation, you can still look forward to an exciting journey of discovery through the land of the free. If youre concerned about your auto insurance coverage in different states, there are a few things you shoul...

Driving in the winter is no simple task when the roads ice over, particularly for drivers who are not used to such conditions. The following is a list of tips and tricks to keep your car drivable throughout the cold winter months: ·         Warm your car: Installing a remote car starter helps your morning go a bit faster. Pre-warming your car makes it easier to scrape off ice and makes the interior more comfortable for your commute. Some of these d...

Stand back and look at your vehicle. Do you have a number of dents and scratches on it? That is not uncommon, but repairing them can be costly in some cases.  In some situations, auto insurance can cover the damage repair. In other situations, it will not. The type of insurance you have plays a role in this decision. The type of incident that causes them also matters. Here’s what you need to know. Were You in an Accident? If the vehicle has scratches on it, but they are not from a ...

Buying auto insurance for your electric vehicle can be a bit different than buying it for a standard car. Some people think electric car insurance is more expensive. It does not have to be. What is important to remember is that this type of insurance needs to be ideal for the type of vehicle you own. Many factors play a role in the costs. Here’s what you need to know before you buy an electric car. Does an Electric Car Cost More? Purchasing an electric car costs more than purchasing a tr...

The worst time to find out that your auto insurance is not enough is when you have to make a claim. Heres how to review your auto coverage and determine if the protection you have is adequate.  Nearly every state has a law that requires drivers to carry car insurance. Most states call these financial responsibility laws. These requirements establish the minimum amount of coverage that drivers licensed in the state must carry.  Bodily Injury and Property Damage Liability&nbs...