Do you know what an annuity is? Do you know how it can help you prepare for your retirement future? This article provides a basic overview of annuities and explains how they might be right for you. What is an annuity? An annuity may be a viable option for your retirement financial security. An annuity is a contract between you and the insurance company by which you make a lump sum payment or series of payments. In return, the insurer agrees to make periodic payments beginning immediately...