The importance of having Battle Creek life insurance simply can’t be overstated. Insuring your life will help your loved ones pay off any outstanding debts if you unexpectedly die. Whether this involves a mortgage or unsecured loans, this fact gives people the peace of mind in knowing that their dependents will be well looked after. Life insurance can also be used to pay funeral costs, as well as leaving the important people in your life a cash sum with which they can rebuild their lives. ...

Many individuals are overwhelmed by the decisions involved in purchasing life insurance. How much do I buy? When do I buy? How do I buy? But help is available in the form of an independent insurance agent. These professionals are trained to guide you through the process of selecting an appropriate life insurance policy for the needs of your family. And it’s important to do so because approximately 40 percent of Americans admit that they would experience immediate financial trouble if the p...

It’s no secret that life insurance isnt the most pleasant topic on earth. While most of us blanch when someone mentions it, life insurance really should be at the forefront of every adult’s mind. There are lots of excuses out there about how delaying life insurance is okay, but none of them really hold any water—especially if you have a family. Getting life insurance now is the only responsible thing to do to protect those you leave behind. Of course no one wants to talk ...

Being an expectant parent, you probably have an extremely long list of things you need to do before the arrival of your baby. However, you might need to add just one more item to your to-do list. Now that youre bringing a new life into your world, you are going to need to buy life insurance. Why is it so important? Something Could Happen to Either You or Your Spouse With a baby on the way, the last thing youre probably thinking about is something bad happening to either you or your spouse. But...

So youre a single person living alone. You have no dependents. You certainly dont need life insurance, right? Wrong. The fact of the matter is that life insurance can be beneficial to people who are single and have no children. Life insurance, for those of you who dont know, is typically meant to protect an income stream and provide for those who depend on you if you pass away. You can buy two types of life insurance: term life insurance and whole life insurance. Term life insurance will only ...

When most people think of life insurance, they think about the death benefit. The death benefit provides their beneficiaries with a lump sum payment following the death of the insured. However, whole and universal life insurance policies offer owners features they can benefit from now while they are alive. Cover the Cost of Treatment for Terminal Illnesses After the death benefit, many people may consider the accelerated death benefit (ADB) the next major benefit to having a whole or universal...

When it comes to life insurance, people often consider it to be on a provider-only basis. In many cases, however, the provider of a household’s income isn’t the only provider. Stay-at-home parents need support, too, and life insurance serves such a purpose. Today, about 10.4 million mothers, and two million fathers, live with children younger than 18. These same parents, reports the Pew Research Center, don’t work outside the home. The number of stay-at-home parents is on the ...