Allen Harmon Insurance Agent:  Do you own any life insurance? Valued Client: Yes, I have $100,000 through work.  Allen Harmon Insurance Agent: Did you know that you probably don’t own that policy? Usually, life insurance provided at work is owned by the employer, who cancels the coverage when you leave the company.  What happens if you get sick, lose your job, and your life insurance cancels because you aren’t employed anymore? How are you going to replace your life...