When it comes to protecting your boat, you likely have boat insurance to provide protection against damage related to the boat. However, your boat generally has a great deal of additional assets that may not be covered in a basic policy. Take a look around your boat. What types of assets do you have that may be at risk because you lack boat insurance coverage for them? You may have special equipment and other high value assets that need additional protection. Read through your boat insurance ...

An important part of being a boat owner is preparing for the worst when you’re out on the water. But what are you supposed to do when disaster strikes? Certain natural disasters like lightning and water damage from a sinking boat can result in major issues. This could include the total loss of your boat, and lead to a boat insurance claim. What is a Total Loss? A total loss refers to any damage to a boat that is beyond repair or salvage. Typically, a total loss fits into one of two di...

Even though summer is winding down, it’s important to keep your boat insured against damages that can occur during the off-season. Thinking about reducing your coverage? Take a moment to learn about different boat insurance coverage options so you can make an informed decision about which coverages to trim and which coverages to keep intact. Physical damage: Offers protection of your boat and permanently attached equipment against a variety of damages, including collisions, theft ...

Taking your boat out on an excursion means seeing to your own safety during the voyage. You would rather prepare for any problem than find yourself hurt or stranded as a result of an unexpected problem. Consider some of the essential safety items you should load onto the boat before casting off. Life Jackets No piece of safety gear is more essential than a life jacket. On almost every public waterway, pleasure boaters must wear life jackets, also called personal flotation devices (PFDs). T...