When shopping for car insurance, you may come across the term “soft fraud.” While this doesn’t happen often, soft fraud can occur and make it difficult for you to get car insurance. Soft fraud occurs when you are dishonest to your insurer about certain factors that could affect your car insurance.    Lying About a Driving Record  Say a driver has a poor record, so they switch insurers and attempt to get another policy. This time, they lie about their...