June 5, 2015
Agency3 Events Commonly Filed on Home Insurance and How to Prevent Them
Weather-related damage, accidents and injuries on your property are all reasons to file a claim on your homeowner’s insurance. When you file a qualifying claim, your insurance provider presents you with an indemnity check to repair or rebuild your home. Unfortunately, filing claims can affect the rate you pay for your current policy and future […]
December 30, 2014
AgencyDo’s and Don’ts to Protect Your Home During a Winter Power Outage
Most of us don’t fret too much over a winter storm. In most cases, it blows through and life is back to normal in a day or two. But in more severe situations, heavy snow, ice or wind can knock down electric lines, leading to a power loss in homes that depend on it for […]
August 12, 2014
AgencyAdapting Your Home Insurance to Changes in Your Lifestyle
Your home insurance policy must be designed to fit your individual circumstances. Lifestyle changes like marriage, divorce or retirement can have a significant impact on your needs for adequate insurance. Here are some important questions to discuss with your independent agent in order to make sure you are adapting your home insurance to changes in […]
September 29, 2013
Agency5 Ways to Reduce Your Chances of Making a Claim Against Your Home Insurance Policy This Fall
A number of factors dictate how much you pay for your Battle Creek home insurance policy, and one of them is your history of making claims. If you’re a regular claimant, insurance providers will see you as a significant risk, and they will offset that risk with higher premiums. In some cases, they will withdraw […]
July 26, 2013
Agency10 Factors That Influence the Cost of Your Home Insurance Premium
You may wonder why insurance companies charge different premiums to different people. Well, a number of factors are considered before an insurer determines how much you should pay to insure your home. Here are 10 factors that have an impact on how much or how little your premium will be. Frequency of Risk Occurrence A […]
October 5, 2012
Agency3 Ways to Lower Your Home Insurance Without Compromising Coverage
Home insurance is an absolute necessity. Without it, your home and belongings are at the mercy of mother nature, accidental damages and other people. Still, you shouldn’t have to pay an arm and a leg to get coverage. There are three simple things you can do to get discounts from your Battle Creek home insurance […]
September 17, 2012
AgencyAre Your Collectibles Covered?
People have many different types of hobbies and one of the most popular is the hobby of collecting. Some people collect items with an eye toward growing the monetary value of their collection. Others collect because they love a certain object and don’t even realize it when the value of their collection begins to grow […]
September 4, 2012
Agency6 Insider Tips about Insurance Shopping and Policy Maintenance
It may be simple to buy insurance, but that doesn’t mean the decisions one makes when taking out a policy don’t require some amount of thought and research. Rush to take out the first cheap policy you find and you may end up with an insurance portfolio filled with gaps, inefficient policies and more self-insurance […]