April 26, 2016
AgencyAre Trampolines an Insurance Risk?
Trampolines seem like a lot of fun, and they can be, but they can also be a safety risk. Because they do present a significant amount of risk, it’s important for individuals to take precautions to minimize those risks. However, it’s also important for homeowners to realize there are liability risks involved in these situations […]
March 25, 2016
AgencyCan Business Insurance Minimize Fraud Loss?
Business insurance is there as part of your backup plan. It is there to help you to cover the costs associated with any losses you may suffer. Today, it is growing in importance for many reasons, especially in the area of fraud. Take a close look at your company and employees. Realize that any one […]
March 1, 2016
AgencyHow Owning Your Car Can Save You on Car Insurance
As you get ready to purchase your next car, you may be focused on makes, models, features and monthly loan payments. Yet, you also need to factor in the cost of auto insurance on the new vehicle. Depending on the age and type of vehicle you are purchasing, your car insurance payment may be significantly […]
January 23, 2016
Agency5 Things Life Insurance Can Do For You
The investment in life insurance can provide one of the strongest cornerstones for your family’s financial well-being. If you’re wondering if you need to invest in it or what the value would be to your family, consider these five ways life insurance can impact the lives of individuals in the long run. #1: Pay for […]
December 31, 2015
AgencyAvoiding Winter Heart Trouble
Research indicates that cold weather leads to a higher number of heart attacks. Many theories have been developed to explain why this season causes more heart issues. One is that blood vessels constrict due to the drop in temperature. Another theory is that people are not as active in the winter and when they are active, […]
November 25, 2015
AgencyWhy Homeowners May Need an Umbrella Insurance Policy
What happens when you reach your liability coverage limits on your home insurance policy? You become personally responsible for the balance remaining after a claim has exceeded policy limits. If you are a homeowner, you may be forced to sell in order to satisfy any outstanding amounts you are liable for after insurance pays for […]
October 22, 2015
Agency3 Things You Need to Know About Deliveries and Business Insurance
Whether you are delivering pizzas or penguins, it is important to make sure you have adequate insurance coverage. Here are three facts you need to know about deliveries and insurance. #1: Your Personal Auto Insurance Policy May Not Cover Damage to Your Vehicle One of the biggest misconceptions among delivery drivers who use their personal […]
September 30, 2015
AgencyWhat Protections Does My Auto Insurance Policy Include?
When you purchase car insurance, understanding what is included in your policy is very important. Having the right information can help you determine whether or not you have enough coverage to protect you in the event of an accident. The amount of coverage required by law is the bare minimum, and may not include those […]
May 8, 2015
AgencyBusiness Insurance Policies for Individuals: Why You Need One & What They Cover
Approximately 42 million Americans are classified as independent contractors, freelancers or self-employed. That’s around one in three. By 2020, estimates are that at least half of the population could be working for themselves. There are many reasons why people have turned to this work model, including flexibility and healthcare portability. However, many self-employed individuals are […]
February 5, 2015
AgencyCold Weather Safety Tips to Keep in Mind
It’s gotten to the point in winter where you either go crazy from being cooped up indoors or you go out and embrace the weather. You might be headed to the slopes, strapping on some snowshoes, ice skating or just shoveling the driveway, but it’s a good idea to keep some of these safety tips […]