April 1, 2025
AgencyHow to Spring Clean Your Business
When most people think of spring cleaning, they picture rubber gloves and soapy sponges. Hopefully you keep your workplace clean year-round, but there’s still spring cleaning to be done. Use this time each year to breathe life into tired routines and refresh old policies. Hoping for greater efficiency? Wishing to cut down on expenses? Now […]
February 10, 2025
AgencyHow to Insure Your New Catering Business
Opening a catering business can be a rewarding opportunity. Yet, like any type of business operation, it comes with numerous risks. Your goal is to provide fantastic food and good service to your customers. To do this, and minimize financial loss, you need business insurance. Most catering companies need business owner policy (BOP) coverage or […]
February 8, 2024
AgencyWhat Minimum Coverage Does Your Small Business Need?
Small businesses are at a high risk of loss when a single incident occurs. It could be a fire, theft, or damage to equipment. When an instance like this occurs, it can put a business at risk because some small companies often lack significant cash reserves to get back up and running quickly. Comprehensive business […]
July 3, 2023
AgencyShould I Update My Business’s Equipment Breakdown Insurance
No matter how big or small your business might be, it might require a significant amount of equipment to run. The equipment in your business might be computers, refrigeration systems, compactors or other machinery. It can even include the air conditioning, electrical or furnace systems that you must use to keep the space inhabitable. All […]
February 1, 2023
Agency5 Ways to Reduce Your Business Insurance Costs
Business insurance provides protection from a number of financial risks most businesses could face at some time in their operation. This type of insurance is rarely an option because it can help sustain a company through fires, theft, vandalism, and other high-risk situations. Yet, just because you need insurance doesn’t mean you have to overpay […]
August 31, 2020
AgencyWhat to Do If Someone Is Injured in Your Store
Injuries are an unfortunate part of everyday life. Slips, falls and drops are a given when it comes to opening your doors and allowing people into your store. Even though you do your best to make sure the store is as safe as possible, accidents are bound to happen. It’s important to make sure that […]
November 5, 2019
AgencyWorking For A Delivery Service: Do I Need Commercial Auto Insurance?
If you drive for a company like DoorDash, you generally do not need to carry your own commercial auto insurance. But, you should get in touch with your insurance provider in order to work out the details. Some insurers may provide additional coverages for delivery drivers, while others may need to reconsider your rates given how much time […]
July 2, 2019
AgencyDoes General Liability Insurance Cover Delivery Person Fall Claims
It is not uncommon for business owners to know how to protect their workers and customers. You know to keep customer spaces clean to avoid slips and falls. You know how important worker safety is. Yet, third parties who enter your property are also at risk. General liability insurance can help cover losses related to […]
March 8, 2019
AgencyWorkers’ Compensation Covers You Even When Your Company Isn’t Negligent
Workers’ compensation is a tool to protect you when an employee suffers an injury at work. Most of the time, these are straightforward claims. Most companies do not object to this. Yet, there may be situations when a claim does not seem authentic. It can be hard to prove. What happens if you have to […]
November 9, 2018
AgencyWhy Invest in Medical Payment Coverage for Your Commercial Auto Insurance Policy?
Medical payment coverage is one component of a commercial auto insurance policy. You and your drivers should understand what it covers. This feature provides coverage for incidents in which passengers suffer an injury while in your vehicles. Without it, your company may have to pay for these losses out of pocket. That can be very […]