October 8, 2016
AgencyDon’t Get Spooked By Your Home Insurance On Halloween
Halloween is full of festivities, fun, and costumes. Don’t allow the risk of a homeowner’s insurance claim to spoil the fun. Whether you will be hosting a party or welcoming trick-or-treaters, opening your property to the public can leave you vulnerable to insurance claims and lawsuits. Follow these tips to ensure safety and protect your […]
September 23, 2016
AgencyWhat Types of Natural Disasters Does Home Insurance Cover?
Every home insurance policy is different. Generally, policies offer a wide range of coverage for most types of incidents resulting from sudden and unavoidable damage. However, many policies also have exclusions. These are specific terms listed on your policy that exclude or limit protection against some risks. The most common exclusion is flood insurance, which […]
April 26, 2016
AgencyAre Trampolines an Insurance Risk?
Trampolines seem like a lot of fun, and they can be, but they can also be a safety risk. Because they do present a significant amount of risk, it’s important for individuals to take precautions to minimize those risks. However, it’s also important for homeowners to realize there are liability risks involved in these situations […]
November 25, 2015
AgencyWhy Homeowners May Need an Umbrella Insurance Policy
What happens when you reach your liability coverage limits on your home insurance policy? You become personally responsible for the balance remaining after a claim has exceeded policy limits. If you are a homeowner, you may be forced to sell in order to satisfy any outstanding amounts you are liable for after insurance pays for […]
June 5, 2015
Agency3 Events Commonly Filed on Home Insurance and How to Prevent Them
Weather-related damage, accidents and injuries on your property are all reasons to file a claim on your homeowner’s insurance. When you file a qualifying claim, your insurance provider presents you with an indemnity check to repair or rebuild your home. Unfortunately, filing claims can affect the rate you pay for your current policy and future […]
December 30, 2014
AgencyDo’s and Don’ts to Protect Your Home During a Winter Power Outage
Most of us don’t fret too much over a winter storm. In most cases, it blows through and life is back to normal in a day or two. But in more severe situations, heavy snow, ice or wind can knock down electric lines, leading to a power loss in homes that depend on it for […]