November 5, 2024
AgencyEasy Household Fire Prevention Tips
Fires are the leading cause of home injuries and death. Does your family have a plan if a fire started in your home? The best way to practice fire safety is to make sure one does not break out in the first place. This means being aware of potential hazards in your home. Start by […]
October 2, 2024
AgencyIs Term Life Insurance Best for Those with No Dependents?
Term life insurance is one form of insurance providing a payment at the end of life. It remains in place for a period of time. For some, including those with or without dependents, this policy can work well. Choosing the right coverage for your needs is important. That is why a customized quote from your […]
September 5, 2024
AgencyThe Safety Gear to Carry on a Boat
Taking your boat out on an excursion means seeing to your own safety during the voyage. You would rather prepare for any problem than find yourself hurt or stranded as a result of an unexpected problem. Consider some of the essential safety items you should load onto the boat before casting off. Life Jackets No […]
August 2, 2024
AgencyYour Boat Insurance Options
Even though summer is winding down, it’s important to keep your boat insured against damages that can occur during the off-season. Thinking about reducing your coverage? Take a moment to learn about different boat insurance coverage options so you can make an informed decision about which coverages to trim and which coverages to keep intact. […]
July 1, 2024
AgencyHow is Dwelling Insurance different than Homeowners Insurance?
You can think of homeowners insurance like a large package of different insurances all wrapped up together. Dwelling Insurance is one of the key pieces of that bundle. It covers your home, attached structures and can even include permanent appliances. What is covered by Dwelling Insurance? Most people think that a dwelling is just the […]
June 5, 2024
AgencyWhy Do Auto Insurance Rates Differ from State-to-state?
Drivers want low auto insurance rates. No one wants to overpay for them. Yet, rates vary significantly from one driver to the next. They also vary by location. If you paid one rate in New York, you may pay less if you lived in Vermont. Rates can even vary from town to town, from neighborhood […]
May 9, 2024
AgencyWhen Disaster Strikes: Is My Boat a Total Loss?
An important part of being a boat owner is preparing for the worst when you’re out on the water. But what are you supposed to do when disaster strikes? Certain natural disasters like lightning and water damage from a sinking boat can result in major issues. This could include the total loss of your boat, […]
April 2, 2024
AgencyHow Does a Claim Affect My Home Insurance Premium?
Home insurance is designed to protect your home in case of an accident or natural disaster. Unfortunately, even if an accident does happen while you have home insurance, this doesn’t mean you’re completely in the clear when it comes to expenses. When you file a claim on your home insurance policy, you will often see […]
March 1, 2024
AgencyWhy Buy a Hands-Free Device for Your Car
A hands-free device may be one of the most valuable investments you make into your car. It may not seem like it. It may actually be very affordable to purchase. However, it can reduce the risk of accidents and car insurance claims. It may even save a life. If you have not thought about it, […]
February 8, 2024
AgencyWhat Minimum Coverage Does Your Small Business Need?
Small businesses are at a high risk of loss when a single incident occurs. It could be a fire, theft, or damage to equipment. When an instance like this occurs, it can put a business at risk because some small companies often lack significant cash reserves to get back up and running quickly. Comprehensive business […]