PreHeader Home Page About Us Home Page Get A Quote Partners Claims Blog English Bulgarian Bulgarian Version Contact Us Contact Us

For student drivers just learning how to navigate their vehicle, the risks are high. It is important to have auto insurance for your child as soon as he or she is behind the wheel. This is the best way to safeguard your child should an accident occur. When you add them depends on several things. Mostteen getting keys to car importantly, be sure any vehicle your child drives has ample coverage. Let's investigate this topic a little more closely.

Insurance Follows the Car

Your son or daughter will need auto insurance. It is a requirement in most states to have a policy if you are behind the wheel. However, as your child is learning, you may not need a policy in place just yet.

Still, any vehicle your son or daughter drives should have coverage on it. Let’s say your son is learning to drive in your car. You have a comprehensive car insurance plan on your car. If your son is in an accident, your policy will pay for the losses in most cases.

To get a driver’s license, your son or daughter will likely need to have auto insurance in place. You will need to add them to your policy or secure a new one before this occurs.

Tips for Securing a New Plan Affordably

It costs a significant amount of money to insure a young driver. They lack experience. Young men can also be more aggressive behind the wheel.

As a result, car insurance for teens can be significantly more expensive. To save money once you decide to add him or her onto your policy, consider these tips:

  • Use a parent’s policy. Adding a teen driver onto an existing policy as a new driver is ideal. You will pay less for coverage if you add a new driver instead of securing a new policy.
  • Ensure your child’s grades stay up. Students with A's and B's may qualify for a discount on auto insurance. Ask your insurer about this opportunity.
  • Rates will fall as your student gains experience, but this depends on his or her ability to keep a clean record. Encourage students to follow the rules.

Do not put off getting car insurance for your student driver. Even while he or she is learning, it helps to have adequate coverage in place to minimize financial loss. This will ensure your teen driver has protection in case an accident occurs.

Also Read: Auto Insurance Coverage for Occasional Drivers

Posted 6:05 AM

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version
Site Footer Home Page Customer Service About Us Get A Quote Contact Us Claims Testimonials Locations
Allen Harmon Insurance Agency | 230 N Helmer Rd | Battle Creek , MI 49037 | (269) 441-5156
Kozhuharov Agency | 961 Oakwood Dr | Rochester, MI 48307 | (877) 205-0051
Powered by Insurance Website Builder