September 23, 2016
AgencyWhat Types of Natural Disasters Does Home Insurance Cover?
Every home insurance policy is different. Generally, policies offer a wide range of coverage for most types of incidents resulting from sudden and unavoidable damage. However, many policies also have exclusions. These are specific terms listed on your policy that exclude or limit protection against some risks. The most common exclusion is flood insurance, which […]
August 31, 2016
AgencyMinimize Business Disruption with These Tips
A storm comes through and damages your business. You have business insurance to cover the losses. However, it will take some time. During that time, your business will not be operational. And you will likely need to file a claim for business insurance, specifically for business interruption insurance. If you have this type of policy […]
July 22, 2016
AgencyWill Medical Payment Coverage Protect a Pedestrian Hit By a Car?
What is medical payment coverage, and can it help you if you’ve been hit by a vehicle or if you’ve hit a person who was walking? Medical payment coverage is a type of auto insurance policy. This type of insurance pays for medical costs after a person is hurt in a car accident. It pays […]
July 1, 2016
Agency3 Times to Update Your Life Insurance Policy
Having a life insurance policy is essential. This type of tool is ideal not just because it works to protect your loved ones if you should die suddenly, but because it gives you control over some of your money after your death. Life insurance should not be something you purchase and forget about, though. Rather, […]
May 24, 2016
AgencyHow to Live a Worry-Free Life
How much do you worry? For many people in today’s ultra-connected and more in-demand community, worry is a daily part of life. You worry about the kids, money, your relationships, your job and much more. Yet, worry does not just make life miserable. It also can impact your health in a variety of ways. Worry […]
April 26, 2016
AgencyAre Trampolines an Insurance Risk?
Trampolines seem like a lot of fun, and they can be, but they can also be a safety risk. Because they do present a significant amount of risk, it’s important for individuals to take precautions to minimize those risks. However, it’s also important for homeowners to realize there are liability risks involved in these situations […]
March 25, 2016
AgencyCan Business Insurance Minimize Fraud Loss?
Business insurance is there as part of your backup plan. It is there to help you to cover the costs associated with any losses you may suffer. Today, it is growing in importance for many reasons, especially in the area of fraud. Take a close look at your company and employees. Realize that any one […]
March 1, 2016
AgencyHow Owning Your Car Can Save You on Car Insurance
As you get ready to purchase your next car, you may be focused on makes, models, features and monthly loan payments. Yet, you also need to factor in the cost of auto insurance on the new vehicle. Depending on the age and type of vehicle you are purchasing, your car insurance payment may be significantly […]
January 23, 2016
Agency5 Things Life Insurance Can Do For You
The investment in life insurance can provide one of the strongest cornerstones for your family’s financial well-being. If you’re wondering if you need to invest in it or what the value would be to your family, consider these five ways life insurance can impact the lives of individuals in the long run. #1: Pay for […]
December 31, 2015
AgencyAvoiding Winter Heart Trouble
Research indicates that cold weather leads to a higher number of heart attacks. Many theories have been developed to explain why this season causes more heart issues. One is that blood vessels constrict due to the drop in temperature. Another theory is that people are not as active in the winter and when they are active, […]