Monday, December 6, 2021Business owners who allow their employees to drive as part of their assigned duties assume a degree of liability for the employees’ actions behind the wheel. Therefore, they need commercial auto insurance. Still, if an employee uses their personal car for work, then that does not mean that your liabilities go away. READ MORE >>
Thursday, October 21, 2021You left the windows open on your vehicle and now there’s significant damage to the seats. Perhaps the window was broken as a result of an accident and now you have seats that are in bad condition. What should you do? Are you covered under your auto insurance plan? The answer to that is, sometimes. READ MORE >>
Wednesday, July 21, 2021In most states, it is perfectly legal (and common) for insurers to consider your age and gender while calculating your car insurance premiums. This is done for a variety of reasons, but is primarily done to help evaluate your risk as an insured driver. Risk refers to how likely you are to get in a wreck or file a car insurance claim. READ MORE >>
Tuesday, November 5, 2019If you drive for a company like DoorDash, you generally do not need to carry your own commercial auto insurance. But, you should get in touch with your insurance provider in order to work out the details. Some insurers may provide additional coverages for delivery drivers, while others may need to reconsider your rates given how much time you are spending on the road. READ MORE >>
Monday, June 10, 2019Gap insurance is a type of auto insurance. It provides coverage to you if you have damage to your vehicle in a covered incident that leads to significant loss due to the loan of the car. Making the decision to buy it can seem hard to do. Should you invest in gap coverage? Is it really worth the money? READ MORE >>
Friday, February 8, 2019Buying auto insurance for your electric vehicle can be a bit different than buying it for a standard car. Some people think electric car insurance is more expensive. It does not have to be. What is important to remember is that this type of insurance needs to be ideal for the type of vehicle you own. READ MORE >>
Friday, November 9, 2018Medical payment coverage is one component of a commercial auto insurance policy. You and your drivers should understand what it covers. This feature provides coverage for incidents in which passengers suffer an injury while in your vehicles. Without it, your company may have to pay for these losses out of pocket. READ MORE >>
Monday, October 8, 2018Many people purchase used cars. It provides a variety of advantages including cost effectiveness. Yet, getting the right auto insurance for this type of vehicle is important. Your car insurance agent can guide you through the process. However, there are a few key things to know before you choose just any policy. READ MORE >>
Tuesday, August 14, 2018For student drivers just learning how to navigate their vehicle, the risks are high. It is important to have auto insurance for your child as soon as he or she is behind the wheel. This is the best way to safeguard your child should an accident occur. When you add them depends on several things. READ MORE >>
Wednesday, June 6, 2018How often do you get behind the wheel of a car? If you have someone living in your home that drives your vehicle, this person may need to be on your policy. Your insurer needs to include current information about anyone who operates your car. But, sometimes, you may also need to let the car insurance agent know about other drivers. READ MORE >>
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