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Allen Harmon Mason Selinger Insurance Agency Blog: insurance

View the latest blog posts from Allen Harmon Mason Selinger Insurance Agency.

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Thursday, December 31, 2020

Protecting Your Home from Freeze Risks

While your homeowners insurance might provide protection against some of the damage that bad winter weather might do, it is not all-encompassing. Therefore, you must still do your due diligence and secure vulnerable parts of the home against the potential ramifications of these hazards. READ MORE >>

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Monday, November 30, 2020

How Much is Commercial Auto Insurance?

Like personal auto insurance policies, commercial auto insurance rates are subject to a variety of factors. The premiums for this insurance vary widely depending on your location, the size of your business and more. Taking a look at what is affecting your commercial auto insurance rates can help you understand your premiums and find ways to save money. READ MORE >>

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Thursday, October 15, 2020

What is Soft Fraud Car Insurance?

When shopping for car insurance, you may come across the term “soft fraud.” While this doesn’t happen often, soft fraud can occur and make it difficult for you to get car insurance. Soft fraud occurs when you are dishonest to your insurer about certain factors that could affect your car insurance. READ MORE >>

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Wednesday, September 23, 2020

What Factors Can Influence My Life Insurance Premiums?

When you buy life insurance, you invest in a policy that will offer your loved ones financial help after your death. However, while you remain alive, you will have to pay for your coverage. Still, depending on multiple factors, your precise premium cost will vary. What are some of these influencing factors? READ MORE >>

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Monday, August 31, 2020

What to Do If Someone Is Injured in Your Store

Injuries are an unfortunate part of everyday life. Slips, falls and drops are a given when it comes to opening your doors and allowing people into your store. Even though you do your best to make sure the store is as safe as possible, accidents are bound to happen. READ MORE >>

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Thursday, July 30, 2020

Can a Burglar Alarm Save You Money on Home Insurance?

Safeguarding your home against possible dangers is something every homeowner takes seriously, and for good reason. A home is a safe space for you and your family to relax, learn and grow. One of the most common dangers is a break-in. No one likes the idea of someone forcibly entering their home and taking their belongings, or worse, hurting someone. READ MORE >>

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Tuesday, June 30, 2020

Do I Have Enough Auto Insurance Protection?

The worst time to find out that your auto insurance is not enough is when you have to make a claim. Here's how to review your auto coverage and determine if the protection you have is adequate.  Nearly every state has a law that requires drivers to carry car insurance. READ MORE >>

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Saturday, May 30, 2020

What Should You Do If Your Life Insurance Lapses?

Life insurance can lapse for many reasons. Whether you forget a payment or can’t afford your premium, there are a few ways to respond regardless of the cause. Quick action is the best way to restore your coverage and move forward after a lapse in life insurance.   What Causes Life Insurance to Lapse? READ MORE >>

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Monday, December 9, 2019

Does Homeowners Insurance Cover Garage Doors?

It would seem your garage door is part of your home. But, if it breaks, will your home insurance policy cover the damage? In this article, we outline everything you need to know about how home insurance works if your garage door needs repairs or replacement. READ MORE >>

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Tuesday, November 5, 2019

Working For A Delivery Service: Do I Need Commercial Auto Insurance?

If you drive for a company like DoorDash, you generally do not need to carry your own commercial auto insurance. But, you should get in touch with your insurance provider in order to work out the details. Some insurers may provide additional coverages for delivery drivers, while others may need to reconsider your rates given how much time you are spending on the road. READ MORE >>

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