Tuesday, March 9, 2021In order to operate a vehicle, an individual must carry insurance in an overwhelming majority of states. In addition, many states also outline coverage limits that drivers must include within their policy. While meeting these minimum limits may be enough to get you on the road, they may be inadequate if you are involved in a serious accident. READ MORE >>
Friday, February 26, 2021When applying for life insurance, you will be asked to provide information about your medical history and take a physical examination. If you are not completely truthful about your medical history, you may lose your policy or, when you die, your dependents may be denied benefits. READ MORE >>
Wednesday, January 27, 2021There are many somewhat hidden rules when it comes to home insurance, especially with how much you should carry. One of these rules is the 80% rule in home insurance. You should generally carry at least 80% of your home’s total replacement cost value in home insurance. READ MORE >>
Thursday, December 31, 2020While your homeowners insurance might provide protection against some of the damage that bad winter weather might do, it is not all-encompassing. Therefore, you must still do your due diligence and secure vulnerable parts of the home against the potential ramifications of these hazards. READ MORE >>
Monday, November 30, 2020Like personal auto insurance policies, commercial auto insurance rates are subject to a variety of factors. The premiums for this insurance vary widely depending on your location, the size of your business and more. Taking a look at what is affecting your commercial auto insurance rates can help you understand your premiums and find ways to save money. READ MORE >>
Thursday, October 15, 2020 When shopping for car insurance, you may come across the term “soft fraud.” While this doesn’t happen often, soft fraud can occur and make it difficult for you to get car insurance. Soft fraud occurs when you are dishonest to your insurer about certain factors that could affect your car insurance. READ MORE >>
Wednesday, September 23, 2020When you buy life insurance, you invest in a policy that will offer your loved ones financial help after your death. However, while you remain alive, you will have to pay for your coverage. Still, depending on multiple factors, your precise premium cost will vary. What are some of these influencing factors? READ MORE >>
Monday, August 31, 2020Injuries are an unfortunate part of everyday life. Slips, falls and drops are a given when it comes to opening your doors and allowing people into your store. Even though you do your best to make sure the store is as safe as possible, accidents are bound to happen. READ MORE >>
Thursday, July 30, 2020Safeguarding your home against possible dangers is something every homeowner takes seriously, and for good reason. A home is a safe space for you and your family to relax, learn and grow. One of the most common dangers is a break-in. No one likes the idea of someone forcibly entering their home and taking their belongings, or worse, hurting someone. READ MORE >>
Tuesday, June 30, 2020The worst time to find out that your auto insurance is not enough is when you have to make a claim. Here's how to review your auto coverage and determine if the protection you have is adequate. Nearly every state has a law that requires drivers to carry car insurance. READ MORE >>
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