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Allen Harmon Mason Selinger Insurance Agency Blog: business insurance

View the latest blog posts from Allen Harmon Mason Selinger Insurance Agency.

If you drive for a company like DoorDash, you generally do not need to carry your own commercial auto insurance. But, you should get in touch with your insurance provider in order to work out the details. Some insurers may provide additional coverages for delivery drivers, while others may need to reconsider your rates given how much time you are spending on the road. READ MORE >>

It is not uncommon for business owners to know how to protect their workers and customers. You know to keep customer spaces clean to avoid slips and falls. You know how important worker safety is. Yet, third parties who enter your property are also at risk. General liability insurance can help cover losses related to these individuals as well. READ MORE >>

Workers' compensation is a tool to protect you when an employee suffers an injury at work. Most of the time, these are straightforward claims. Most companies do not object to this. Yet, there may be situations when a claim does not seem authentic. It can be hard to prove. What happens if you have to pay for those losses? READ MORE >>

Medical payment coverage is one component of a commercial auto insurance policy. You and your drivers should understand what it covers. This feature provides coverage for incidents in which passengers suffer an injury while in your vehicles. Without it, your company may have to pay for these losses out of pocket. READ MORE >>

One of the most-reported general liability insurance claims are slips and falls. A variety of hazards might cause someone to fall and get hurt when visiting your business. You have a responsibility for customer safety. What can you do to reduce trip and fall risks throughout your workplace and customer  areas? READ MORE >>

The job of a travel agent is to provide guidance and advice to his or her clients. As a result, these individuals typically work together to solve problems, create plans, and make purchases. All travel agents need to have a solid business insurance to cover all risks they face as a business owner. READ MORE >>

Employees may claim lost items at work. If they do, who is responsible? Several factors play a role in determining this. The type of incident matters, for example.  This type of situation can be tricky to navigate. State laws differ. Business insurance differs as well. READ MORE >>

Businesses today face increasing risks of lawsuits and claims. Many companies take significant steps to ensure they have the best employees on the job. They put in place very strict standards. They follow their attorney’s advice in creating training programs. READ MORE >>

Some businesses have to operate during times of snow. These might include medical practices, and electrical or telephone companies that have to address service outages. Other businesses, like ski resorts, rely on snow as their profit-makers. They have profits riding on a snowy season. READ MORE >>

A storm comes through and damages your business. You have business insurance to cover the losses. However, it will take some time. During that time, your business will not be operational. And you will likely need to file a claim for business insurance, specifically for business interruption insurance. READ MORE >>

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