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Allen Harmon Mason Selinger Insurance Agency Blog: business insurance

View the latest blog posts from Allen Harmon Mason Selinger Insurance Agency.

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Monday, August 31, 2020

What to Do If Someone Is Injured in Your Store

Injuries are an unfortunate part of everyday life. Slips, falls and drops are a given when it comes to opening your doors and allowing people into your store. Even though you do your best to make sure the store is as safe as possible, accidents are bound to happen. READ MORE >>

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Tuesday, November 5, 2019

Working For A Delivery Service: Do I Need Commercial Auto Insurance?

If you drive for a company like DoorDash, you generally do not need to carry your own commercial auto insurance. But, you should get in touch with your insurance provider in order to work out the details. Some insurers may provide additional coverages for delivery drivers, while others may need to reconsider your rates given how much time you are spending on the road. READ MORE >>

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Tuesday, July 2, 2019

Does General Liability Insurance Cover Delivery Person Fall Claims

It is not uncommon for business owners to know how to protect their workers and customers. You know to keep customer spaces clean to avoid slips and falls. You know how important worker safety is. Yet, third parties who enter your property are also at risk. General liability insurance can help cover losses related to these individuals as well. READ MORE >>

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Friday, March 8, 2019

Workers' Compensation Covers You Even When Your Company Isn't Negligent

Workers' compensation is a tool to protect you when an employee suffers an injury at work. Most of the time, these are straightforward claims. Most companies do not object to this. Yet, there may be situations when a claim does not seem authentic. It can be hard to prove. What happens if you have to pay for those losses? READ MORE >>

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Friday, November 9, 2018

Why Invest in Medical Payment Coverage for Your Commercial Auto Insurance Policy?

Medical payment coverage is one component of a commercial auto insurance policy. You and your drivers should understand what it covers. This feature provides coverage for incidents in which passengers suffer an injury while in your vehicles. Without it, your company may have to pay for these losses out of pocket. READ MORE >>

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Tuesday, July 17, 2018

Got Fall Risks? Get Them Fixed

One of the most-reported general liability insurance claims are slips and falls. A variety of hazards might cause someone to fall and get hurt when visiting your business. You have a responsibility for customer safety. What can you do to reduce trip and fall risks throughout your workplace and customer  areas? READ MORE >>

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Wednesday, March 14, 2018

Business Insurance for Travel Agents

The job of a travel agent is to provide guidance and advice to his or her clients. As a result, these individuals typically work together to solve problems, create plans, and make purchases. All travel agents need to have a solid business insurance to cover all risks they face as a business owner. READ MORE >>

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Friday, November 10, 2017

Does Business Insurance Cover Lost Employee Personal Items After a Covered Incident?

Employees may claim lost items at work. If they do, who is responsible? Several factors play a role in determining this. The type of incident matters, for example.  This type of situation can be tricky to navigate. State laws differ. Business insurance differs as well. READ MORE >>

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Wednesday, June 28, 2017

Discrimination Claims and Business Insurance

Businesses today face increasing risks of lawsuits and claims. Many companies take significant steps to ensure they have the best employees on the job. They put in place very strict standards. They follow their attorney’s advice in creating training programs. READ MORE >>

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Thursday, January 19, 2017

Snow Insurance for Snow Businesses

Some businesses have to operate during times of snow. These might include medical practices, and electrical or telephone companies that have to address service outages. Other businesses, like ski resorts, rely on snow as their profit-makers. They have profits riding on a snowy season. READ MORE >>

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