Tuesday, May 25, 2021Home insurance companies determine rates based on a wide range of factors. But you will notice that urban, suburban and rural homes vary dramatically when it comes to the premiums paid. Here are some of the factors that make up the difference between a typical urban, suburban and rural home: READ MORE >>
Wednesday, January 27, 2021There are many somewhat hidden rules when it comes to home insurance, especially with how much you should carry. One of these rules is the 80% rule in home insurance. You should generally carry at least 80% of your home’s total replacement cost value in home insurance. READ MORE >>
Monday, December 9, 2019It would seem your garage door is part of your home. But, if it breaks, will your home insurance policy cover the damage? In this article, we outline everything you need to know about how home insurance works if your garage door needs repairs or replacement. READ MORE >>
Monday, April 8, 2019Home insurance provides a variety of protections for property owners. One type of protection is for stolen property. When a person enters your space and takes something, you may have the ability to file a claim for that lost item. In every situation like this, it’s important to know what to do to prove your loss and to get help with it. READ MORE >>
Monday, August 25, 2014It is summer, so that means it is thunderstorm season. Are your electronic devices protected?
The most common claims this time of year are for electronic equipment damaged by lightning. One direct hit can send thousands of volts through your home or business, wiping out anything that is pl... READ MORE >>
Friday, March 28, 2014Germs and bacteria can flourish in your home, completely out of sight. Knowing about germy hotspots allows you to thoroughly clean those yucky areas so you and your family can live healthier. Check out these five areas that you’ll want to clean right away: 1. READ MORE >>
Sunday, September 29, 2013A number of factors dictate how much you pay for your Battle Creek home insurance policy, and one of them is your history of making claims. If you’re a regular claimant, insurance providers will see you as a significant risk, and they will offset that risk with higher premiums. READ MORE >>
Thursday, October 4, 2012Home insurance is an absolute necessity. Without it, your home and belongings are at the mercy of mother nature, accidental damages and other people. Still, you shouldn’t have to pay an arm and a leg to get coverage. There are three simple things you can do to get discounts from your Battle Creek home insurance provider and two of them are absolutely free! READ MORE >>
Monday, September 17, 2012People have many different types of hobbies and one of the most popular is the hobby of collecting. Some people collect items with an eye toward growing the monetary value of their collection. Others collect because they love a certain object and don't even realize it when the value of their collection begins to grow to impressive numbers. READ MORE >>
Tuesday, September 4, 2012It may be simple to buy insurance, but that doesn't mean the decisions one makes when taking out a policy don't require some amount of thought and research. Rush to take out the first cheap policy you find and you may end up with an insurance portfolio filled with gaps, inefficient policies and more self-insurance risk than you can afford. READ MORE >>
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