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Allen Harmon Mason Selinger Insurance Agency Blog: home insurance

View the latest blog posts from Allen Harmon Mason Selinger Insurance Agency.

There are plenty of benefits to buying a higher quality roofing product for your home. Impact-resistant roofing is one such option available to many property owners. It helps to minimize the damage to the roof from instances such as hail and falling tree branches. It can help to keep your property safe. READ MORE >>

Home insurance provides a variety of protections for property owners. One type of protection is for stolen property. When a person enters your space and takes something, you may have the ability to file a claim for that lost item. In every situation like this, it’s important to know what to do to prove your loss and to get help with it. READ MORE >>

Many home insurance policies cover acts of violence. As you read through your home insurance documents, you may notice this on your policy. An act of violence is a type of peril. Every insurance policy lists the types of perils they cover and those they do not cover. READ MORE >>

Have you suffered a leak in your home’s pipes? Perhaps you did not notice a leak occurred. If it is behind a wall, you may not realize it is there at all. When it becomes obvious, there is usually a significant amount of damage present.  You may be able to file a home insurance claim for this loss. READ MORE >>

Here's is a scenario. A person selling items comes onto your property. They slip and fall on your steps. They suffer significant injuries. Who is responsible? The question is a concern because you did not welcome this person onto your property. They did not have permission to enter it. READ MORE >>

The spring home-selling season is quickly approaching. Many people looking for their dream homes will become first-time home buyers. If you anticipate purchasing a home this year, there are a lot of things you have to take care of. This includes getting home insurance, a home inspection, and a host of other things. READ MORE >>

Halloween is full of festivities, fun, and costumes. Don’t allow the risk of a homeowner’s insurance claim to spoil the fun. Whether you will be hosting a party or welcoming trick-or-treaters, opening your property to the public can leave you vulnerable to insurance claims and lawsuits. READ MORE >>

Every home insurance policy is different. Generally, policies offer a wide range of coverage for most types of incidents resulting from sudden and unavoidable damage. However, many policies also have exclusions. These are specific terms listed on your policy that exclude or limit protection against some risks. READ MORE >>

Trampolines seem like a lot of fun, and they can be, but they can also be a safety risk. Because they do present a significant amount of risk, it’s important for individuals to take precautions to minimize those risks. However, it’s also important for homeowners to realize there are liability risks involved in these situations as well. READ MORE >>

What happens when you reach your liability coverage limits on your home insurance policy? You become personally responsible for the balance remaining after a claim has exceeded policy limits. If you are a homeowner, you may be forced to sell in order to satisfy any outstanding amounts you are liable for after insurance pays for a claim. READ MORE >>

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