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Home > Es-Us > Blog > Insurance > Allen Harmon Mason Selinger Insurance Agency Blog: insurance
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Allen Harmon Mason Selinger Insurance Agency Blog: insurance

View the latest blog posts from Allen Harmon Mason Selinger Insurance Agency.

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Friday, August 2, 2024

Your Boat Insurance Options

Even though summer is winding down, it’s important to keep your boat insured against damages that can occur during the off-season. Thinking about reducing your coverage? Take a moment to learn about different boat insurance coverage options so you can make an informed decision about which coverages to trim and which coverages to keep intact. READ MORE >>

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Monday, July 1, 2024

How is Dwelling Insurance different than Homeowners Insurance?

You can think of homeowners insurance like a large package of different insurances all wrapped up together. Dwelling Insurance is one of the key pieces of that bundle. It covers your home, attached structures and can even include permanent appliances. What is covered by Dwelling Insurance? READ MORE >>

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Wednesday, June 5, 2024

Why Do Auto Insurance Rates Differ from State-to-state?

Drivers want low auto insurance rates. No one wants to overpay for them. Yet, rates vary significantly from one driver to the next. They also vary by location. If you paid one rate in New York, you may pay less if you lived in Vermont. Rates can even vary from town to town, from neighborhood to neighborhood. READ MORE >>

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Thursday, May 9, 2024

When Disaster Strikes: Is My Boat a Total Loss?

An important part of being a boat owner is preparing for the worst when you’re out on the water. But what are you supposed to do when disaster strikes? Certain natural disasters like lightning and water damage from a sinking boat can result in major issues. READ MORE >>

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Tuesday, April 2, 2024

How Does a Claim Affect My Home Insurance Premium?

Home insurance is designed to protect your home in case of an accident or natural disaster. Unfortunately, even if an accident does happen while you have home insurance, this doesn’t mean you’re completely in the clear when it comes to expenses. READ MORE >>

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Friday, March 1, 2024

Why Buy a Hands-Free Device for Your Car

A hands-free device may be one of the most valuable investments you make into your car. It may not seem like it. It may actually be very affordable to purchase. However, it can reduce the risk of accidents and car insurance claims. It may even save a life. READ MORE >>

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Thursday, February 8, 2024

What Minimum Coverage Does Your Small Business Need?

Small businesses are at a high risk of loss when a single incident occurs. It could be a fire, theft, or damage to equipment. When an instance like this occurs, it can put a business at risk because some small companies often lack significant cash reserves to get back up and running quickly. READ MORE >>

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Friday, December 1, 2023

Collision vs. Comprehensive Coverage

Collision and comprehensive coverages provide financial safety nets in the event that your vehicle is physically damaged and needs to be repaired or replaced. Although these coverages are generally not required by state laws, they can reduce your financial hardship during a loss.   READ MORE >>

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Friday, November 3, 2023

How to Make Waterproofing Improvements to Your Home

Though we have both high and low locations throughout town, a flood might happen anywhere. If one were to strike your home, what would you do?  Here are some ways to avoid the sting of flooding long before the storm clouds roll in.  Step One: Get Flood Insurance  READ MORE >>

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Monday, October 2, 2023

How Much Life Insurance is Enough?

When it comes to life insurance, there’s a lot of information out there. It can be difficult to determine what best applies to you and your family’s needs. This is because every family has different needs that stem from earnings, children, debts and other living expenses. READ MORE >>

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