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family in front of houseHome insurance is an absolute necessity. Without it, your home and belongings are at the mercy of mother nature, accidental damages and other people. Still, you shouldn’t have to pay an arm and a leg to get coverage. There are three simple things you can do to get discounts from your Battle Creek home insurance provider and two of them are absolutely free!

The first money-saving  trick happens at the moment you are getting your policy written. Ask your agent about multiple policy discounts for bundling your home insurance with other policies like your life or auto insurance. This can often be a considerable discount – sometimes up to 15% or more. 

A surefire way to collect on a homeowner’s insurance discount is to have a security system installed. Anything that you can do to make your home less attractive to would-be thieves will get you in the door on a nice discount. Some agents will offer even larger discounts if you have a remote monitoring service that can detect emergencies while you are away and dispatch the correct authorities to your home to handle it. The amount of your discount probably won’t be enough to cover the entire monitoring fee, but it will be like getting the security system at a huge discount.

Many insurance agencies recognize the value of joining the neighborhood watch. The more eyes that you have on your property, the less likely something will happen to it. Ask your agent about the neighborhood watch discount – one of the most overlooked discounts in the industry.

If you employ all three of these discounts, the money saved on your home insurance could amount to quite a bit. Contact your Allen Harmon agent at 269-441-5156 to discuss these discounts and more.

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Allen Harmon Insurance Agency | 230 N Helmer Rd | Battle Creek , MI 49037 | (269) 441-5156
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