Thursday, August 5, 2021Plenty of commercial landlords never intended to get into the business; it just fell into their lap. They just happened to own a piece of real estate that made for a perfect office building. Or they found that their store was making them more money as a rental property than it was as a frame shop. READ MORE >>
Wednesday, July 21, 2021In most states, it is perfectly legal (and common) for insurers to consider your age and gender while calculating your car insurance premiums. This is done for a variety of reasons, but is primarily done to help evaluate your risk as an insured driver. Risk refers to how likely you are to get in a wreck or file a car insurance claim. READ MORE >>
Friday, June 18, 2021With so many insurance providers offering so many types of life insurance policies, it’s no surprise that rumors spread. Many people think life insurance is too expensive or that its coverage is too limited. READ MORE >>
Tuesday, May 25, 2021Home insurance companies determine rates based on a wide range of factors. But you will notice that urban, suburban and rural homes vary dramatically when it comes to the premiums paid. Here are some of the factors that make up the difference between a typical urban, suburban and rural home: READ MORE >>
Wednesday, April 7, 2021When your employee drivers get behind the wheel, they are engaging in a high-risk activity. Like any other driver, they could be susceptible to accident risks, and when these occur, the driver might sustain significant injuries. READ MORE >>
Tuesday, March 9, 2021In order to operate a vehicle, an individual must carry insurance in an overwhelming majority of states. In addition, many states also outline coverage limits that drivers must include within their policy. While meeting these minimum limits may be enough to get you on the road, they may be inadequate if you are involved in a serious accident. READ MORE >>
Friday, February 26, 2021When applying for life insurance, you will be asked to provide information about your medical history and take a physical examination. If you are not completely truthful about your medical history, you may lose your policy or, when you die, your dependents may be denied benefits. READ MORE >>
Wednesday, January 27, 2021There are many somewhat hidden rules when it comes to home insurance, especially with how much you should carry. One of these rules is the 80% rule in home insurance. You should generally carry at least 80% of your home’s total replacement cost value in home insurance. READ MORE >>
Thursday, December 31, 2020While your homeowners insurance might provide protection against some of the damage that bad winter weather might do, it is not all-encompassing. Therefore, you must still do your due diligence and secure vulnerable parts of the home against the potential ramifications of these hazards. READ MORE >>
Monday, November 30, 2020Like personal auto insurance policies, commercial auto insurance rates are subject to a variety of factors. The premiums for this insurance vary widely depending on your location, the size of your business and more. Taking a look at what is affecting your commercial auto insurance rates can help you understand your premiums and find ways to save money. READ MORE >>
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